Side-by-side · Q2 2026 data
Geddes Federal Savings and Loan Association vs Auburn Community Federal Credit Union
Metric by metric
| Measure | Geddes Federal Savings and Loan Association | Auburn Community Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 83 (stronger) |
| Capital cushion | 97 (stronger) | 73 |
| Loan quality | 85 | 97 (stronger) |
| Earnings | 33 | 59 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 57th | 83rd |
| Total assets | $685.7M | $126.5M |
| Deposits / shares | $512.0M | $108.7M |
| Capital ratio | 14.70% (stronger) | 12.28% |
| Problem loans | 0.44% | 0.08% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.32% | 0.99% (stronger) |
| Loans ÷ deposits | 113.2% | 36.8% (stronger) |
| Uninsured deposits | 12.6% | 3.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 16.9% |
Auburn Community Federal Credit Union has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Geddes Federal Savings and Loan Association leads on 2 and Auburn Community Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.