Side-by-side · Q2 2026 data
Geddes Federal Savings and Loan Association vs Compass Federal Credit Union
Metric by metric
| Measure | Geddes Federal Savings and Loan Association | Compass Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 89 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 85 | 85 |
| Earnings | 33 | 69 (stronger) |
| Funding & liquidity | 50 | 97 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 57th | 94th |
| Total assets | $685.7M | $101.5M |
| Deposits / shares | $512.0M | $85.0M |
| Capital ratio | 14.70% | 15.28% (stronger) |
| Problem loans | 0.44% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 0.32% | 1.22% (stronger) |
| Loans ÷ deposits | 113.2% | 62.8% (stronger) |
| Uninsured deposits | 12.6% | 7.3% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 0.0% |
Compass Federal Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Geddes Federal Savings and Loan Association leads on 2 and Compass Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.