Side-by-side · Q2 2026 data
Generations Bank vs Chambers Bank
Metric by metric
| Measure | Generations Bank | Chambers Bank |
|---|---|---|
| TellerScore | 63 | 81 (stronger) |
| Capital cushion | 65 | 76 (stronger) |
| Loan quality | 50 | 92 (stronger) |
| Earnings | 68 | 91 (stronger) |
| Funding & liquidity | 58 (stronger) | 46 |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 30th | 91st |
| Total assets | $1.1B | $1.6B |
| Deposits / shares | $935.6M | $1.3B |
| Capital ratio | 11.51% | 12.57% (stronger) |
| Problem loans | 1.51% | 0.23% (stronger) |
| Net charge-offs | 1.31% | 0.02% (stronger) |
| Return on assets | 1.19% | 1.76% (stronger) |
| Loans ÷ deposits | 81.2% (stronger) | 86.7% |
| Uninsured deposits | 33.7% (stronger) | 40.2% |
| Offices | 11 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 11.0% |
Chambers Bank has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Generations Bank leads on 2 and Chambers Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.