Side-by-side · Q2 2026 data
Generations Bank vs Evolve Bank & Trust
Metric by metric
| Measure | Generations Bank | Evolve Bank & Trust |
|---|---|---|
| TellerScore | 63 (stronger) | 50 |
| Capital cushion | 65 | 79 (stronger) |
| Loan quality | 50 (stronger) | 37 |
| Earnings | 68 (stronger) | 14 |
| Funding & liquidity | 58 (stronger) | 41 |
| Problem-loan coverage | 82 (stronger) | 80 |
| Peer percentile | 30th | 7th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $935.6M | $980.9M |
| Capital ratio | 11.51% | 12.88% (stronger) |
| Problem loans | 1.51% (stronger) | 1.88% |
| Net charge-offs | 1.31% | 0.19% (stronger) |
| Return on assets | 1.19% (stronger) | -0.14% |
| Loans ÷ deposits | 81.2% (stronger) | 90.6% |
| Uninsured deposits | 33.7% (stronger) | 40.7% |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Generations Bank has the higher TellerScore (63 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Generations Bank leads on 5 and Evolve Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.