Side-by-side · Q2 2026 data
Generations Bank vs First Arkansas Bank and Trust
Metric by metric
| Measure | Generations Bank | First Arkansas Bank and Trust |
|---|---|---|
| TellerScore | 63 | 63 |
| Capital cushion | 65 (stronger) | 57 |
| Loan quality | 50 (stronger) | 46 |
| Earnings | 68 | 84 (stronger) |
| Funding & liquidity | 58 | 66 (stronger) |
| Problem-loan coverage | 82 (stronger) | 77 |
| Peer percentile | 30th | 30th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $935.6M | $985.8M |
| Capital ratio | 11.51% (stronger) | 10.74% |
| Problem loans | 1.51% (stronger) | 1.63% |
| Net charge-offs | 1.31% | 0.63% (stronger) |
| Return on assets | 1.19% | 1.61% (stronger) |
| Loans ÷ deposits | 81.2% | 79.9% (stronger) |
| Uninsured deposits | 33.7% | 27.6% (stronger) |
| Offices | 11 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 1.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Generations Bank leads on 2 and First Arkansas Bank and Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.