Side-by-side · Q2 2026 data
Generations Bank vs First Financial Bank
Metric by metric
| Measure | Generations Bank | First Financial Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 50 |
| Capital cushion | 65 (stronger) | 62 |
| Loan quality | 50 (stronger) | 0 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 44 |
| Problem-loan coverage | 82 (stronger) | 47 |
| Peer percentile | 30th | 7th |
| Total assets | $1.1B | $2.0B |
| Deposits / shares | $935.6M | $1.7B |
| Capital ratio | 11.51% (stronger) | 11.15% |
| Problem loans | 1.51% (stronger) | 3.64% |
| Net charge-offs | 1.31% | 0.21% (stronger) |
| Return on assets | 1.19% | 2.18% (stronger) |
| Loans ÷ deposits | 81.2% (stronger) | 102.1% |
| Uninsured deposits | 33.7% | 28.2% (stronger) |
| Offices | 11 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 7.5% |
Generations Bank has the higher TellerScore (63 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Generations Bank leads on 4 and First Financial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.