Side-by-side · Q2 2026 data
Generations Bank vs First Service Bank
Metric by metric
| Measure | Generations Bank | First Service Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 59 |
| Capital cushion | 65 (stronger) | 41 |
| Loan quality | 50 | 83 (stronger) |
| Earnings | 68 (stronger) | 55 |
| Funding & liquidity | 58 (stronger) | 39 |
| Problem-loan coverage | 82 | 89 (stronger) |
| Peer percentile | 30th | 19th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $935.6M | $919.2M |
| Capital ratio | 11.51% (stronger) | 9.06% |
| Problem loans | 1.51% | 0.50% (stronger) |
| Net charge-offs | 1.31% | 0.00% (stronger) |
| Return on assets | 1.19% (stronger) | 0.87% |
| Loans ÷ deposits | 81.2% (stronger) | 95.4% |
| Uninsured deposits | 33.7% (stronger) | 38.5% |
| Offices | 11 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 11.0% |
Generations Bank has the higher TellerScore (63 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Generations Bank leads on 5 and First Service Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.