Side-by-side · Q2 2026 data
Generations Bank vs Peoples Community Bank
Metric by metric
| Measure | Generations Bank | Peoples Community Bank |
|---|---|---|
| TellerScore | 63 | 83 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 50 | 59 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 58 | 62 (stronger) |
| Problem-loan coverage | 82 | 91 (stronger) |
| Peer percentile | 30th | 84th |
| Total assets | $1.1B | $735.2M |
| Deposits / shares | $935.6M | $599.8M |
| Capital ratio | 11.51% | 18.54% (stronger) |
| Problem loans | 1.51% | 1.23% (stronger) |
| Net charge-offs | 1.31% | -0.02% (stronger) |
| Return on assets | 1.19% | 2.61% (stronger) |
| Loans ÷ deposits | 81.2% (stronger) | 82.3% |
| Uninsured deposits | 33.7% | 29.0% (stronger) |
| Offices | 11 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 8.3% |
Peoples Community Bank has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Generations Bank leads on 1 and Peoples Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.