Side-by-side · Q2 2026 data
Genesee Regional Bank vs Le Roy Federal Credit Union
Metric by metric
| Measure | Genesee Regional Bank | Le Roy Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 60 | 64 (stronger) |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 81 | 99 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 66th | 80th |
| Total assets | $1.3B | $21.1M |
| Deposits / shares | $1.1B | $18.6M |
| Capital ratio | 10.97% | 11.44% (stronger) |
| Problem loans | 0.59% | 0.37% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.86% |
| Return on assets | 1.54% | 1.97% (stronger) |
| Loans ÷ deposits | 83.4% | 32.4% (stronger) |
| Uninsured deposits | 35.7% | 1.4% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
Le Roy Federal Credit Union has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Genesee Regional Bank leads on 1 and Le Roy Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.