Side-by-side · Q2 2026 data
Genesee Regional Bank vs Pathfinder Bank
Metric by metric
| Measure | Genesee Regional Bank | Pathfinder Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 42 |
| Capital cushion | 60 (stronger) | 46 |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 81 (stronger) | 57 |
| Funding & liquidity | 54 | 76 (stronger) |
| Problem-loan coverage | 92 (stronger) | 50 |
| Peer percentile | 66th | 3rd |
| Total assets | $1.3B | $1.5B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 10.97% (stronger) | 9.64% |
| Problem loans | 0.59% (stronger) | 4.69% |
| Net charge-offs | 0.05% (stronger) | 0.48% |
| Return on assets | 1.54% (stronger) | 0.94% |
| Loans ÷ deposits | 83.4% | 73.4% (stronger) |
| Uninsured deposits | 35.7% | 24.5% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
Genesee Regional Bank has the higher TellerScore (72 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Genesee Regional Bank leads on 5 and Pathfinder Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.