Side-by-side · Q2 2026 data
Genesee Valley Federal Credit Union vs Tonawanda Valley Federal Credit Union
Credit union
Genesee Valley Federal Credit Union
Geneseo, New York · $100 million – $1 billion
Credit union
Tonawanda Valley Federal Credit Union
Batavia, New York · $100 million – $1 billion
Metric by metric
| Measure | Genesee Valley Federal Credit Union | Tonawanda Valley Federal Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 94 | 94 |
| Earnings | 98 (stronger) | 77 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 100th | 82nd |
| Total assets | $175.9M | $170.7M |
| Deposits / shares | $145.6M | $151.1M |
| Capital ratio | 16.60% (stronger) | 11.09% |
| Problem loans | 0.19% (stronger) | 0.19% |
| Net charge-offs | 0.26% | 0.19% (stronger) |
| Return on assets | 1.95% (stronger) | 1.42% |
| Loans ÷ deposits | 50.1% (stronger) | 56.6% |
| Uninsured deposits | 1.6% | 1.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genesee Valley Federal Credit Union has the higher TellerScore (98 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Genesee Valley Federal Credit Union leads on 5 and Tonawanda Valley Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.