Side-by-side · Q2 2026 data
Genesis Bank vs First Naturalstate Bank
Metric by metric
| Measure | Genesis Bank | First Naturalstate Bank |
|---|---|---|
| TellerScore | 54 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 5 | 83 (stronger) |
| Earnings | 58 | 61 (stronger) |
| Funding & liquidity | 20 | 57 (stronger) |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 13th | 80th |
| Total assets | $97.2M | $108.8M |
| Deposits / shares | $73.8M | $91.3M |
| Capital ratio | 19.59% (stronger) | 15.55% |
| Problem loans | 2.85% | 0.50% (stronger) |
| Net charge-offs | -0.10% (stronger) | 0.02% |
| Return on assets | 0.95% | 1.03% (stronger) |
| Loans ÷ deposits | 104.2% | 95.8% (stronger) |
| Uninsured deposits | 47.8% | 21.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Naturalstate Bank has the higher TellerScore (81 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Genesis Bank leads on 2 and First Naturalstate Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.