Side-by-side · Q2 2026 data
Georgia Community Bank vs Flint Community Bank
Metric by metric
| Measure | Georgia Community Bank | Flint Community Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 54 |
| Capital cushion | 87 (stronger) | 41 |
| Loan quality | 58 (stronger) | 32 |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 48 |
| Problem-loan coverage | 88 (stronger) | 67 |
| Peer percentile | 72nd | 10th |
| Total assets | $375.0M | $357.1M |
| Deposits / shares | $321.7M | $310.4M |
| Capital ratio | 13.67% (stronger) | 9.06% |
| Problem loans | 1.25% (stronger) | 2.05% |
| Net charge-offs | 0.09% (stronger) | 0.15% |
| Return on assets | 1.80% | 2.10% (stronger) |
| Loans ÷ deposits | 78.4% (stronger) | 88.9% |
| Uninsured deposits | 27.9% (stronger) | 35.6% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | 0.0% |
Georgia Community Bank has the higher TellerScore (78 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Georgia Community Bank leads on 6 and Flint Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.