Side-by-side · Q2 2026 data
Georgia First Bank vs Community Banking Company
Metric by metric
| Measure | Georgia First Bank | Community Banking Company |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 45 | 63 (stronger) |
| Loan quality | 98 (stronger) | 79 |
| Earnings | 94 (stronger) | 86 |
| Funding & liquidity | 53 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 61st | 68th |
| Total assets | $290.8M | $297.3M |
| Deposits / shares | $259.5M | $259.9M |
| Capital ratio | 9.52% | 11.26% (stronger) |
| Problem loans | 0.07% (stronger) | 0.64% |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 1.86% (stronger) | 1.66% |
| Loans ÷ deposits | 93.1% | 65.8% (stronger) |
| Uninsured deposits | 27.6% (stronger) | 28.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Banking Company has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Georgia First Bank leads on 4 and Community Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.