Side-by-side · Q2 2026 data
Georgia Power Valdosta Federal Credit Union vs Combined Employees Credit Union
Credit union
Georgia Power Valdosta Federal Credit Union
Valdosta, Georgia · Under $100 million in assets
Credit union
Combined Employees Credit Union
Warner Robins, Georgia · Under $100 million in assets
Metric by metric
| Measure | Georgia Power Valdosta Federal Credit Union | Combined Employees Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 77 | 98 (stronger) |
| Earnings | 55 (stronger) | 48 |
| Funding & liquidity | 94 (stronger) | 79 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 75th | 32nd |
| Total assets | $22.9M | $18.3M |
| Deposits / shares | $19.3M | $16.6M |
| Capital ratio | 15.20% (stronger) | 8.39% |
| Problem loans | 0.69% | 0.05% (stronger) |
| Net charge-offs | 0.32% | 0.28% (stronger) |
| Return on assets | 0.86% (stronger) | 0.69% |
| Loans ÷ deposits | 66.5% (stronger) | 81.1% |
| Uninsured deposits | 6.0% (stronger) | 7.1% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Georgia Power Valdosta Federal Credit Union has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Georgia Power Valdosta Federal Credit Union leads on 5 and Combined Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.