Side-by-side · Q2 2026 data
German American Bank vs C E S Credit Union
Metric by metric
| Measure | German American Bank | C E S Credit Union |
|---|---|---|
| TellerScore | 75 | 91 (stronger) |
| Capital cushion | 62 | 81 (stronger) |
| Loan quality | 85 | 95 (stronger) |
| Earnings | 91 | 94 (stronger) |
| Funding & liquidity | 46 | 92 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 77th | 96th |
| Total assets | $8.4B | $244.3M |
| Deposits / shares | $7.1B | $210.7M |
| Capital ratio | 11.19% | 13.10% (stronger) |
| Problem loans | 0.45% | 0.16% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.17% |
| Return on assets | 1.76% | 1.84% (stronger) |
| Loans ÷ deposits | 83.0% | 68.3% (stronger) |
| Uninsured deposits | 42.8% | 3.0% (stronger) |
| Offices | 89 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | — |
C E S Credit Union has the higher TellerScore (91 vs 75). On the 7 directional measures above (where higher or lower is clearly better), German American Bank leads on 1 and C E S Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.