Side-by-side · Q2 2026 data
German American Bank vs United Fidelity Bank, fsb
Metric by metric
| Measure | German American Bank | United Fidelity Bank, fsb |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 62 (stronger) | 52 |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 91 (stronger) | 16 |
| Funding & liquidity | 46 | 98 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 77th | 33rd |
| Total assets | $8.4B | $6.5B |
| Deposits / shares | $7.1B | $5.6B |
| Capital ratio | 11.19% (stronger) | 10.16% |
| Problem loans | 0.45% (stronger) | 0.49% |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.76% (stronger) | -0.09% |
| Loans ÷ deposits | 83.0% | 59.7% (stronger) |
| Uninsured deposits | 42.8% | 17.2% (stronger) |
| Offices | 89 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | 37.5% |
German American Bank has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), German American Bank leads on 4 and United Fidelity Bank, fsb on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.