Side-by-side · Q2 2026 data
Germantown Trust & Savings Bank vs First Robinson Savings Bank, National Association
Bank
First Robinson Savings Bank, National Association
Robinson, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Germantown Trust & Savings Bank | First Robinson Savings Bank, National Association |
|---|---|---|
| TellerScore | 87 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 37 |
| Loan quality | 96 (stronger) | 54 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 92 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 91st | 14th |
| Total assets | $523.6M | $512.1M |
| Deposits / shares | $433.2M | $408.6M |
| Capital ratio | 11.58% (stronger) | 8.74% |
| Problem loans | 0.13% (stronger) | 1.37% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 2.25% (stronger) | 1.31% |
| Loans ÷ deposits | 65.5% (stronger) | 81.4% |
| Uninsured deposits | 17.3% (stronger) | 28.5% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Germantown Trust & Savings Bank has the higher TellerScore (87 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Germantown Trust & Savings Bank leads on 7 and First Robinson Savings Bank, National Association on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.