Side-by-side · Q2 2026 data
Gibsland Bank & Trust Company vs Fifth District Savings Bank
Metric by metric
| Measure | Gibsland Bank & Trust Company | Fifth District Savings Bank |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 80 | 97 (stronger) |
| Earnings | 73 (stronger) | 33 |
| Funding & liquidity | 58 | 65 (stronger) |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 80th | 80th |
| Total assets | $574.3M | $531.8M |
| Deposits / shares | $459.0M | $414.8M |
| Capital ratio | 16.50% | 21.41% (stronger) |
| Problem loans | 0.61% | 0.09% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.32% (stronger) | 0.33% |
| Loans ÷ deposits | 92.5% (stronger) | 94.8% |
| Uninsured deposits | 24.1% | 9.7% (stronger) |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Gibsland Bank & Trust Company leads on 2 and Fifth District Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.