Side-by-side · Q2 2026 data
Gilmer National Bank, Gilmer, Texas vs Austin Bank, Texas National Association
Bank
Austin Bank, Texas National Association
Jacksonville, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Gilmer National Bank, Gilmer, Texas | Austin Bank, Texas National Association |
|---|---|---|
| TellerScore | 40 | 88 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 60 |
| Problem-loan coverage | 43 | 94 (stronger) |
| Peer percentile | 2nd | 98th |
| Total assets | $374.5M | $3.3B |
| Deposits / shares | $340.4M | $2.8B |
| Capital ratio | 9.69% | 15.12% (stronger) |
| Problem loans | 3.70% | 0.60% (stronger) |
| Net charge-offs | 0.22% | 0.05% (stronger) |
| Return on assets | 0.68% | 2.08% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 88.0% |
| Uninsured deposits | 16.8% (stronger) | 26.0% |
| Offices | 2 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 19.4% |
Austin Bank, Texas National Association has the higher TellerScore (88 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Gilmer National Bank, Gilmer, Texas leads on 2 and Austin Bank, Texas National Association on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Longview, TX
- Gilmer, TX