Side-by-side · Q2 2026 data
Glass City Federal Credit Union vs Oc Federal Credit Union
Metric by metric
| Measure | Glass City Federal Credit Union | Oc Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 63 | 85 (stronger) |
| Loan quality | 93 | 94 (stronger) |
| Earnings | 70 (stronger) | 59 |
| Funding & liquidity | 79 (stronger) | 69 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 74th | 80th |
| Total assets | $326.1M | $314.9M |
| Deposits / shares | $286.1M | $250.9M |
| Capital ratio | 11.26% | 13.50% (stronger) |
| Problem loans | 0.22% | 0.17% (stronger) |
| Net charge-offs | 0.23% | 0.02% (stronger) |
| Return on assets | 1.25% (stronger) | 0.99% |
| Loans ÷ deposits | 81.3% (stronger) | 91.2% |
| Uninsured deposits | 4.1% (stronger) | 6.1% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | — |
Oc Federal Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Glass City Federal Credit Union leads on 3 and Oc Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.