Side-by-side · Q2 2026 data
Glass City Federal Credit Union vs Vacationland Federal Credit Union
Metric by metric
| Measure | Glass City Federal Credit Union | Vacationland Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 63 | 78 (stronger) |
| Loan quality | 93 (stronger) | 61 |
| Earnings | 70 (stronger) | 49 |
| Funding & liquidity | 79 | 95 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 74th | 57th |
| Total assets | $326.1M | $326.9M |
| Deposits / shares | $286.1M | $281.7M |
| Capital ratio | 11.26% | 12.84% (stronger) |
| Problem loans | 0.22% (stronger) | 1.16% |
| Net charge-offs | 0.23% (stronger) | 0.40% |
| Return on assets | 1.25% (stronger) | 0.73% |
| Loans ÷ deposits | 81.3% | 64.9% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 4.9% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | 26.7% |
Glass City Federal Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Glass City Federal Credit Union leads on 5 and Vacationland Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.