Side-by-side · Q2 2026 data
Glenwood State Bank (Incorporated) vs Magnifi Financial Credit Union
Metric by metric
| Measure | Glenwood State Bank (Incorporated) | Magnifi Financial Credit Union |
|---|---|---|
| TellerScore | 54 | 68 (stronger) |
| Capital cushion | 53 | 60 (stronger) |
| Loan quality | 32 | 93 (stronger) |
| Earnings | 88 (stronger) | 44 |
| Funding & liquidity | 38 | 61 (stronger) |
| Problem-loan coverage | 68 | 92 (stronger) |
| Peer percentile | 10th | 50th |
| Total assets | $545.2M | $2.8B |
| Deposits / shares | $469.4M | $2.3B |
| Capital ratio | 10.28% | 11.04% (stronger) |
| Problem loans | 2.03% | 0.21% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.20% |
| Return on assets | 1.70% (stronger) | 0.61% |
| Loans ÷ deposits | 103.1% | 99.6% (stronger) |
| Uninsured deposits | 32.3% | 13.9% (stronger) |
| Offices | 2 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.6% |
Magnifi Financial Credit Union has the higher TellerScore (68 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Glenwood State Bank (Incorporated) leads on 2 and Magnifi Financial Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Glenwood, MN