Side-by-side · Q2 2026 data
Global Federal Credit Union vs Spirit of Alaska Federal Credit Union
Credit union
Spirit of Alaska Federal Credit Union
Fairbanks, Alaska · $100 million – $1 billion
Metric by metric
| Measure | Global Federal Credit Union | Spirit of Alaska Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 47 | 98 (stronger) |
| Loan quality | 53 | 61 (stronger) |
| Earnings | 39 | 48 (stronger) |
| Funding & liquidity | 67 | 99 (stronger) |
| Problem-loan coverage | 75 | 92 (stronger) |
| Peer percentile | 19th | 74th |
| Total assets | $13.0B | $200.5M |
| Deposits / shares | $11.3B | $170.4M |
| Capital ratio | 9.70% | 14.77% (stronger) |
| Problem loans | 1.42% | 1.16% (stronger) |
| Net charge-offs | 0.58% | 0.11% (stronger) |
| Return on assets | 0.48% | 0.69% (stronger) |
| Loans ÷ deposits | 93.3% | 61.5% (stronger) |
| Uninsured deposits | 9.7% | 5.1% (stronger) |
| Offices | 34 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.7% | — |
Spirit of Alaska Federal Credit Union has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Global Federal Credit Union leads on 0 and Spirit of Alaska Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fairbanks, AK
- North Pole, AK