Side-by-side · Q2 2026 data
GNBank, National Association vs Commerce Bank
Metric by metric
| Measure | GNBank, National Association | Commerce Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 66 (stronger) | 64 |
| Loan quality | 96 (stronger) | 94 |
| Earnings | 81 (stronger) | 70 |
| Funding & liquidity | 67 (stronger) | 61 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 90th | 91st |
| Total assets | $1.1B | $35.0B |
| Deposits / shares | $851.1M | $28.1B |
| Capital ratio | 11.56% (stronger) | 11.43% |
| Problem loans | 0.13% (stronger) | 0.17% |
| Net charge-offs | 0.05% (stronger) | 0.25% |
| Return on assets | 1.52% (stronger) | 1.25% |
| Loans ÷ deposits | 84.7% | 73.5% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 38.6% |
| Offices | 13 | 146 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 33.2% |
GNBank, National Association has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), GNBank, National Association leads on 6 and Commerce Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.