Side-by-side · Q2 2026 data
GNBank, National Association vs The Farmers State Bank
Metric by metric
| Measure | GNBank, National Association | The Farmers State Bank |
|---|---|---|
| TellerScore | 80 | 83 (stronger) |
| Capital cushion | 66 | 77 (stronger) |
| Loan quality | 96 (stronger) | 85 |
| Earnings | 81 | 85 (stronger) |
| Funding & liquidity | 67 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 90th | 73rd |
| Total assets | $1.1B | $86.3M |
| Deposits / shares | $851.1M | $74.4M |
| Capital ratio | 11.56% | 12.74% (stronger) |
| Problem loans | 0.13% (stronger) | 0.45% |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 1.52% | 1.62% (stronger) |
| Loans ÷ deposits | 84.7% | 67.4% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 29.4% |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 10.9% |
The Farmers State Bank has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), GNBank, National Association leads on 2 and The Farmers State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Holton, KS