Side-by-side · Q2 2026 data
GNBank, National Association vs Union State Bank
Metric by metric
| Measure | GNBank, National Association | Union State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 66 (stronger) | 53 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 81 (stronger) | 55 |
| Funding & liquidity | 67 | 74 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 90th | 53rd |
| Total assets | $1.1B | $206.2M |
| Deposits / shares | $851.1M | $175.2M |
| Capital ratio | 11.56% (stronger) | 10.29% |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 1.52% (stronger) | 0.87% |
| Loans ÷ deposits | 84.7% | 65.1% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 34.5% |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
GNBank, National Association has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), GNBank, National Association leads on 4 and Union State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clay Center, KS