Side-by-side · Q2 2026 data
Gold Coast Federal Credit Union vs Community South Credit Union
Metric by metric
| Measure | Gold Coast Federal Credit Union | Community South Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 69 | 81 (stronger) |
| Loan quality | 86 (stronger) | 68 |
| Earnings | 43 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 66th | 54th |
| Total assets | $269.8M | $244.6M |
| Deposits / shares | $239.9M | $209.4M |
| Capital ratio | 11.91% | 13.05% (stronger) |
| Problem loans | 0.43% (stronger) | 0.96% |
| Net charge-offs | 0.20% (stronger) | 0.48% |
| Return on assets | 0.58% | 0.71% (stronger) |
| Loans ÷ deposits | 54.6% (stronger) | 86.9% |
| Uninsured deposits | 3.5% | 3.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
Gold Coast Federal Credit Union has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Gold Coast Federal Credit Union leads on 4 and Community South Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.