Side-by-side · Q2 2026 data
Golden Triangle Federal Credit Union vs Mid-Tex Federal Credit Union
Metric by metric
| Measure | Golden Triangle Federal Credit Union | Mid-Tex Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 79 (stronger) | 70 |
| Earnings | 22 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 62nd | 30th |
| Total assets | $37.9M | $36.4M |
| Deposits / shares | $30.6M | $33.7M |
| Capital ratio | 18.61% (stronger) | 9.20% |
| Problem loans | 0.63% (stronger) | 0.90% |
| Net charge-offs | 0.75% | 0.07% (stronger) |
| Return on assets | 0.05% | 0.89% (stronger) |
| Loans ÷ deposits | 48.8% (stronger) | 62.6% |
| Uninsured deposits | 1.4% (stronger) | 4.8% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Golden Triangle Federal Credit Union has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Golden Triangle Federal Credit Union leads on 5 and Mid-Tex Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.