Side-by-side · Q2 2026 data
Golden Triangle Federal Credit Union vs Port Arthur Teachers Federal Credit Union
Credit union
Port Arthur Teachers Federal Credit Union
Port Arthur, Texas · Under $100 million in assets
Metric by metric
| Measure | Golden Triangle Federal Credit Union | Port Arthur Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 94 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 22 | 89 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 62nd | 95th |
| Total assets | $37.9M | $38.0M |
| Deposits / shares | $30.6M | $31.5M |
| Capital ratio | 18.61% (stronger) | 14.92% |
| Problem loans | 0.63% | 0.35% (stronger) |
| Net charge-offs | 0.75% (stronger) | 3.15% |
| Return on assets | 0.05% | 1.72% (stronger) |
| Loans ÷ deposits | 48.8% | 30.1% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 2.6% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Port Arthur Teachers Federal Credit Union has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Golden Triangle Federal Credit Union leads on 3 and Port Arthur Teachers Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.