Side-by-side · Q2 2026 data
Goldwater Bank, N.A. vs Gateway Commercial Bank
Metric by metric
| Measure | Goldwater Bank, N.A. | Gateway Commercial Bank |
|---|---|---|
| TellerScore | 35 | 68 (stronger) |
| Capital cushion | 61 | 70 (stronger) |
| Loan quality | 0 | 59 (stronger) |
| Earnings | 45 | 78 (stronger) |
| Funding & liquidity | 22 | 55 (stronger) |
| Problem-loan coverage | 42 | 86 (stronger) |
| Peer percentile | 1st | 37th |
| Total assets | $551.9M | $231.4M |
| Deposits / shares | $408.3M | $190.7M |
| Capital ratio | 11.13% | 12.00% (stronger) |
| Problem loans | 4.14% | 1.24% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 0.63% | 1.44% (stronger) |
| Loans ÷ deposits | 110.7% | 78.5% (stronger) |
| Uninsured deposits | 40.5% | 39.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.4% | — |
Gateway Commercial Bank has the higher TellerScore (68 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Goldwater Bank, N.A. leads on 0 and Gateway Commercial Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.