Side-by-side · Q2 2026 data
Goppert Financial Bank vs Putnam County State Bank
Metric by metric
| Measure | Goppert Financial Bank | Putnam County State Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 51 | 85 (stronger) |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 72 | 90 (stronger) |
| Funding & liquidity | 78 (stronger) | 47 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 64th | 77th |
| Total assets | $312.0M | $317.6M |
| Deposits / shares | $269.3M | $273.7M |
| Capital ratio | 10.07% | 13.52% (stronger) |
| Problem loans | 0.00% (stronger) | 0.62% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.30% | 1.75% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 85.1% |
| Uninsured deposits | 22.3% (stronger) | 40.8% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Putnam County State Bank has the higher TellerScore (80 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Goppert Financial Bank leads on 3 and Putnam County State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.