Side-by-side · Q2 2026 data
Goppert Financial Bank vs St. Johns Bank and Trust Company
Metric by metric
| Measure | Goppert Financial Bank | St. Johns Bank and Trust Company |
|---|---|---|
| TellerScore | 76 (stronger) | 47 |
| Capital cushion | 51 | 73 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 72 (stronger) | 42 |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 53 |
| Peer percentile | 64th | 5th |
| Total assets | $312.0M | $297.1M |
| Deposits / shares | $269.3M | $260.1M |
| Capital ratio | 10.07% | 12.27% (stronger) |
| Problem loans | 0.00% (stronger) | 3.28% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.30% (stronger) | 0.55% |
| Loans ÷ deposits | 74.5% (stronger) | 84.3% |
| Uninsured deposits | 22.3% | 15.7% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
Goppert Financial Bank has the higher TellerScore (76 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Goppert Financial Bank leads on 5 and St. Johns Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.