Side-by-side · Q2 2026 data
Governmental Employees Credit Union vs Southern Lakes Credit Union
Credit union
Governmental Employees Credit Union
La Crosse, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Governmental Employees Credit Union | Southern Lakes Credit Union |
|---|---|---|
| TellerScore | 60 | 65 (stronger) |
| Capital cushion | 44 | 47 (stronger) |
| Loan quality | 76 | 76 |
| Earnings | 47 (stronger) | 44 |
| Funding & liquidity | 66 | 94 (stronger) |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 21st | 34th |
| Total assets | $121.8M | $112.6M |
| Deposits / shares | $109.2M | $101.0M |
| Capital ratio | 9.40% | 9.73% (stronger) |
| Problem loans | 0.71% (stronger) | 0.73% |
| Net charge-offs | 0.42% | 0.15% (stronger) |
| Return on assets | 0.67% (stronger) | 0.59% |
| Loans ÷ deposits | 93.9% | 66.5% (stronger) |
| Uninsured deposits | 4.9% | 4.7% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Southern Lakes Credit Union has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Governmental Employees Credit Union leads on 2 and Southern Lakes Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.