Side-by-side · Q2 2026 data
Goya Foods Employees Federal Credit Union vs 1st Bergen Federal Credit Union
Credit union
Goya Foods Employees Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Credit union
1st Bergen Federal Credit Union
Hackensack, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Goya Foods Employees Federal Credit Union | 1st Bergen Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 100 | 100 |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 69 (stronger) | 59 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 80th | 26th |
| Total assets | $11.2M | $11.2M |
| Deposits / shares | $8.7M | $7.4M |
| Capital ratio | 22.45% | 27.67% (stronger) |
| Problem loans | 0.86% (stronger) | 2.99% |
| Net charge-offs | 0.00% (stronger) | 1.39% |
| Return on assets | 1.23% (stronger) | 0.97% |
| Loans ÷ deposits | 13.7% (stronger) | 79.3% |
| Uninsured deposits | 0.0% (stronger) | 8.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goya Foods Employees Federal Credit Union has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Goya Foods Employees Federal Credit Union leads on 6 and 1st Bergen Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.