Side-by-side · Q2 2026 data
Grand Heritage Federal Credit Union vs Diversified General Federal Credit Union
Credit union
Grand Heritage Federal Credit Union
Laporte, Indiana · Under $100 million in assets
Credit union
Diversified General Federal Credit Union
Logansport, Indiana · Under $100 million in assets
Metric by metric
| Measure | Grand Heritage Federal Credit Union | Diversified General Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 64 |
| Capital cushion | 44 (stronger) | 32 |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 28 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 34th | 28th |
| Total assets | $21.5M | $20.9M |
| Deposits / shares | $19.5M | $19.1M |
| Capital ratio | 9.43% (stronger) | 8.24% |
| Problem loans | 0.22% (stronger) | 0.23% |
| Net charge-offs | 0.37% | 0.12% (stronger) |
| Return on assets | 0.19% | 0.68% (stronger) |
| Loans ÷ deposits | 47.0% (stronger) | 75.9% |
| Uninsured deposits | 0.0% (stronger) | 1.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Heritage Federal Credit Union has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Grand Heritage Federal Credit Union leads on 5 and Diversified General Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.