Side-by-side · Q2 2026 data
Grand Marais State Bank vs Security Bank & Trust Company
Metric by metric
| Measure | Grand Marais State Bank | Security Bank & Trust Company |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 34 | 44 (stronger) |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 88 | 98 (stronger) |
| Funding & liquidity | 87 (stronger) | 60 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 61st | 74th |
| Total assets | $207.2M | $1.3B |
| Deposits / shares | $189.6M | $1.2B |
| Capital ratio | 8.40% | 9.37% (stronger) |
| Problem loans | 0.10% (stronger) | 0.34% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.71% | 1.96% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 71.3% |
| Uninsured deposits | 19.3% (stronger) | 40.9% |
| Offices | 5 | 19 |
| CFPB complaints (3 yrs) | — | 124 |
| Complaints per $1B deposits | — | 103.3 |
| Mortgage denial rate (HMDA) | — | 2.6% |
Grand Marais State Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Grand Marais State Bank leads on 5 and Security Bank & Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.