Side-by-side · Q2 2026 data
Grand Marais State Bank vs State Bank of Bellingham
Metric by metric
| Measure | Grand Marais State Bank | State Bank of Bellingham |
|---|---|---|
| TellerScore | 75 (stronger) | 62 |
| Capital cushion | 34 | 98 (stronger) |
| Loan quality | 97 (stronger) | 17 |
| Earnings | 88 (stronger) | 29 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 61st | 20th |
| Total assets | $207.2M | $46.4M |
| Deposits / shares | $189.6M | $38.4M |
| Capital ratio | 8.40% | 14.81% (stronger) |
| Problem loans | 0.10% (stronger) | 2.50% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.71% (stronger) | 0.22% |
| Loans ÷ deposits | 68.4% | 58.1% (stronger) |
| Uninsured deposits | 19.3% | 11.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Marais State Bank has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Grand Marais State Bank leads on 3 and State Bank of Bellingham on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.