Side-by-side · Q2 2026 data
Grand Rapids State Bank vs Drake Bank
Metric by metric
| Measure | Grand Rapids State Bank | Drake Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 18 |
| Capital cushion | 50 (stronger) | 23 |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 88 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 0 |
| Peer percentile | 84th | 0th |
| Total assets | $261.1M | $247.4M |
| Deposits / shares | $234.1M | $211.6M |
| Capital ratio | 10.03% (stronger) | 7.27% |
| Problem loans | 0.02% (stronger) | 4.49% |
| Net charge-offs | -0.03% (stronger) | 0.65% |
| Return on assets | 2.22% (stronger) | -1.24% |
| Loans ÷ deposits | 60.1% (stronger) | 88.8% |
| Uninsured deposits | 25.8% | 14.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
Grand Rapids State Bank has the higher TellerScore (83 vs 18). On the 7 directional measures above (where higher or lower is clearly better), Grand Rapids State Bank leads on 6 and Drake Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.