Side-by-side · Q2 2026 data
Grand Ridge National Bank vs Eureka Savings Bank
Metric by metric
| Measure | Grand Ridge National Bank | Eureka Savings Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 75 (stronger) | 0 |
| Earnings | 89 (stronger) | 56 |
| Funding & liquidity | 47 | 77 (stronger) |
| Problem-loan coverage | 92 (stronger) | 82 |
| Peer percentile | 75th | 20th |
| Total assets | $443.3M | $435.8M |
| Deposits / shares | $379.4M | $319.5M |
| Capital ratio | 13.77% | 21.56% (stronger) |
| Problem loans | 0.76% (stronger) | 3.05% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.72% (stronger) | 0.89% |
| Loans ÷ deposits | 88.0% | 83.7% (stronger) |
| Uninsured deposits | 37.7% | 10.9% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
Grand Ridge National Bank has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Grand Ridge National Bank leads on 4 and Eureka Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.