Side-by-side · Q2 2026 data
Grand Ridge National Bank vs First Federal Savings Bank
Metric by metric
| Measure | Grand Ridge National Bank | First Federal Savings Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 88 (stronger) | 57 |
| Loan quality | 75 (stronger) | 56 |
| Earnings | 89 (stronger) | 36 |
| Funding & liquidity | 47 | 69 (stronger) |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 75th | 14th |
| Total assets | $443.3M | $421.9M |
| Deposits / shares | $379.4M | $325.2M |
| Capital ratio | 13.77% (stronger) | 10.69% |
| Problem loans | 0.76% (stronger) | 1.32% |
| Net charge-offs | 0.00% | -0.06% (stronger) |
| Return on assets | 1.72% (stronger) | 0.40% |
| Loans ÷ deposits | 88.0% (stronger) | 91.6% |
| Uninsured deposits | 37.7% | 11.6% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
Grand Ridge National Bank has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Grand Ridge National Bank leads on 5 and First Federal Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.