Side-by-side · Q2 2026 data
Grand Savings Bank vs Legacy Credit Union
Metric by metric
| Measure | Grand Savings Bank | Legacy Credit Union |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 79 (stronger) | 47 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 64 | 88 (stronger) |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 90th | 65th |
| Total assets | $1.0B | $25.4M |
| Deposits / shares | $897.8M | $20.8M |
| Capital ratio | 11.97% | 17.47% (stronger) |
| Problem loans | 0.63% (stronger) | 1.60% |
| Net charge-offs | -0.00% (stronger) | 0.27% |
| Return on assets | 2.19% (stronger) | 1.47% |
| Loans ÷ deposits | 92.7% | 72.2% (stronger) |
| Uninsured deposits | 18.4% | 2.2% (stronger) |
| Offices | 15 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Grand Savings Bank leads on 3 and Legacy Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.