Side-by-side · Q2 2026 data
Grand Timber Bank vs Members Cooperative
Metric by metric
| Measure | Grand Timber Bank | Members Cooperative |
|---|---|---|
| TellerScore | 48 | 59 (stronger) |
| Capital cushion | 57 | 58 (stronger) |
| Loan quality | 6 | 50 (stronger) |
| Earnings | 70 (stronger) | 62 |
| Funding & liquidity | 58 | 62 (stronger) |
| Problem-loan coverage | 62 | 75 (stronger) |
| Peer percentile | 8th | 22nd |
| Total assets | $64.5M | $1.2B |
| Deposits / shares | $53.9M | $968.7M |
| Capital ratio | 10.68% | 10.80% (stronger) |
| Problem loans | 2.81% | 1.49% (stronger) |
| Net charge-offs | 0.75% | 0.39% (stronger) |
| Return on assets | 1.26% (stronger) | 1.06% |
| Loans ÷ deposits | 102.0% | 97.8% (stronger) |
| Uninsured deposits | 10.0% | 8.3% (stronger) |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Cooperative has the higher TellerScore (59 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Grand Timber Bank leads on 1 and Members Cooperative on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mcgregor, MN