Side-by-side · Q2 2026 data
Grand Timber Bank vs Neighborhood National Bank
Metric by metric
| Measure | Grand Timber Bank | Neighborhood National Bank |
|---|---|---|
| TellerScore | 48 | 56 (stronger) |
| Capital cushion | 57 | 62 (stronger) |
| Loan quality | 6 | 23 (stronger) |
| Earnings | 70 (stronger) | 65 |
| Funding & liquidity | 58 | 84 (stronger) |
| Problem-loan coverage | 62 (stronger) | 61 |
| Peer percentile | 8th | 13th |
| Total assets | $64.5M | $312.2M |
| Deposits / shares | $53.9M | $252.1M |
| Capital ratio | 10.68% | 11.24% (stronger) |
| Problem loans | 2.81% | 2.31% (stronger) |
| Net charge-offs | 0.75% | 0.00% (stronger) |
| Return on assets | 1.26% (stronger) | 1.13% |
| Loans ÷ deposits | 102.0% | 76.4% (stronger) |
| Uninsured deposits | 10.0% | 9.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Neighborhood National Bank has the higher TellerScore (56 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Grand Timber Bank leads on 1 and Neighborhood National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.