Side-by-side · Q2 2026 data
Grand Trunk Battle Creek Emp Federal Credit Union vs Marshall Community Credit Union
Credit union
Grand Trunk Battle Creek Emp Federal Credit Union
Battle Creek, Michigan · Under $100 million in assets
Metric by metric
| Measure | Grand Trunk Battle Creek Emp Federal Credit Union | Marshall Community Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 (stronger) | 31 |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 80th | 74th |
| Total assets | $39.7M | $371.8M |
| Deposits / shares | $31.3M | $304.2M |
| Capital ratio | 20.59% (stronger) | 17.17% |
| Problem loans | 0.72% (stronger) | 2.08% |
| Net charge-offs | 0.92% | 0.39% (stronger) |
| Return on assets | 0.97% | 2.10% (stronger) |
| Loans ÷ deposits | 47.6% (stronger) | 78.8% |
| Uninsured deposits | 0.0% (stronger) | 13.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.6% |
Grand Trunk Battle Creek Emp Federal Credit Union has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Grand Trunk Battle Creek Emp Federal Credit Union leads on 5 and Marshall Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.