Side-by-side · Q2 2026 data
Granite State Credit Union vs Members First Credit Union of N.H.
Credit union
Members First Credit Union of N.H.
Manchester, New Hampshire · $100 million – $1 billion
Metric by metric
| Measure | Granite State Credit Union | Members First Credit Union of N.H. |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 49 (stronger) | 45 |
| Loan quality | 84 (stronger) | 83 |
| Earnings | 64 (stronger) | 55 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 51st | 51st |
| Total assets | $749.5M | $277.1M |
| Deposits / shares | $670.3M | $251.5M |
| Capital ratio | 9.88% (stronger) | 9.50% |
| Problem loans | 0.49% (stronger) | 0.52% |
| Net charge-offs | 0.40% (stronger) | 0.49% |
| Return on assets | 1.11% (stronger) | 0.87% |
| Loans ÷ deposits | 78.6% | 55.8% (stronger) |
| Uninsured deposits | 5.2% | 4.5% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 17.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Granite State Credit Union leads on 4 and Members First Credit Union of N.H. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.