Side-by-side · Q2 2026 data
Grant County Bank vs Centera Bank
Metric by metric
| Measure | Grant County Bank | Centera Bank |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 83 (stronger) | 46 |
| Loan quality | 31 | 100 (stronger) |
| Earnings | 91 (stronger) | 85 |
| Funding & liquidity | 68 | 84 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $298.3M | $318.1M |
| Deposits / shares | $251.7M | $290.5M |
| Capital ratio | 13.32% (stronger) | 9.59% |
| Problem loans | 2.07% | 0.01% (stronger) |
| Net charge-offs | -0.57% (stronger) | 0.02% |
| Return on assets | 1.79% (stronger) | 1.63% |
| Loans ÷ deposits | 67.4% | 51.2% (stronger) |
| Uninsured deposits | 36.9% | 29.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Centera Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Grant County Bank leads on 3 and Centera Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.