Side-by-side · Q2 2026 data
Great Lakes Credit Union vs Empeople Credit Union
Metric by metric
| Measure | Great Lakes Credit Union | Empeople Credit Union |
|---|---|---|
| TellerScore | 52 | 58 (stronger) |
| Capital cushion | 41 (stronger) | 33 |
| Loan quality | 58 | 80 (stronger) |
| Earnings | 35 | 50 (stronger) |
| Funding & liquidity | 70 (stronger) | 62 |
| Problem-loan coverage | 79 | 87 (stronger) |
| Peer percentile | 8th | 19th |
| Total assets | $1.4B | $2.3B |
| Deposits / shares | $1.2B | $2.0B |
| Capital ratio | 9.07% (stronger) | 8.31% |
| Problem loans | 1.26% | 0.59% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.46% |
| Return on assets | 0.38% | 0.74% (stronger) |
| Loans ÷ deposits | 89.9% (stronger) | 96.1% |
| Uninsured deposits | 9.6% (stronger) | 16.7% |
| Offices | 13 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.2% | 25.7% |
Empeople Credit Union has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Great Lakes Credit Union leads on 4 and Empeople Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.