Side-by-side · Q2 2026 data
Great Oaks Bank vs Colony Bank
Metric by metric
| Measure | Great Oaks Bank | Colony Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 64 |
| Capital cushion | 53 (stronger) | 50 |
| Loan quality | 97 (stronger) | 75 |
| Earnings | 77 (stronger) | 63 |
| Funding & liquidity | 73 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 64th | 33rd |
| Total assets | $422.0M | $3.6B |
| Deposits / shares | $374.4M | $3.0B |
| Capital ratio | 10.25% (stronger) | 9.97% |
| Problem loans | 0.10% (stronger) | 0.76% |
| Net charge-offs | -0.01% (stronger) | 0.28% |
| Return on assets | 1.42% (stronger) | 1.08% |
| Loans ÷ deposits | 73.2% (stronger) | 82.0% |
| Uninsured deposits | 27.4% (stronger) | 32.4% |
| Offices | 6 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | 4.8% |
Great Oaks Bank has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Great Oaks Bank leads on 7 and Colony Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Savannah, GA
- Eastman, GA