Side-by-side · Q2 2026 data
Great Oaks Bank vs Community Banking Company
Metric by metric
| Measure | Great Oaks Bank | Community Banking Company |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 53 | 63 (stronger) |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 77 | 86 (stronger) |
| Funding & liquidity | 73 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 64th | 68th |
| Total assets | $422.0M | $297.3M |
| Deposits / shares | $374.4M | $259.9M |
| Capital ratio | 10.25% | 11.26% (stronger) |
| Problem loans | 0.10% (stronger) | 0.64% |
| Net charge-offs | -0.01% (stronger) | 0.06% |
| Return on assets | 1.42% | 1.66% (stronger) |
| Loans ÷ deposits | 73.2% | 65.8% (stronger) |
| Uninsured deposits | 27.4% (stronger) | 28.2% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | — |
Community Banking Company has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Great Oaks Bank leads on 3 and Community Banking Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.